The net profit of state-owned PrivatBank for the full year 2025 decreased by 27.6% compared to 2024 and amounted to UAH 29.1 billion, or 22.9% of the total financial result of Ukraine’s banking system, according to the website of the National Bank of Ukraine.
According to the NBU, the top three most profitable banks also included the state-owned Oschadbank with a net profit of UAH 16.63 billion, more than double its 2024 result, and Raiffeisen Bank with UAH 10.74 billion, which is 2.5 times higher than a year earlier.
The top five most profitable banks also included Universal Bank (mono) with a net profit of UAH 10.33 billion and the state-owned Ukreximbank with UAH 8.86 billion, with both increasing their profits by 2.5 times and more than three times, respectively.
The second group of five was formed by four banks with foreign capital and one with Ukrainian capital: PUMB – UAH 8.05 billion (more than double growth compared to 2024), Ukrsibbank – UAH 5.80 billion (+43.4%), OTP Bank – UAH 5.45 billion (+32.3%), Crédit Agricole Bank – UAH 5.19 billion (+26.9%), and Ukrgasbank – UAH 4.87 billion (+42.5%).
Seven more banks earned over UAH 1 billion in net profit in 2025: Citibank – UAH 4.49 billion (+33.9%), the state-owned Sense Bank – UAH 3.22 billion (+82.5%), Pivdennyi Bank – UAH 2.94 billion (+75.6%), A-Bank – UAH 1.8 billion (more than double growth), Kredobank – UAH 1.61 billion (+72.0%), ProCredit Bank – UAH 1.29 billion (+44.3%), and TAScombank – UAH 1.08 billion (a 3.5-fold increase).
Seven out of 60 banks ended 2025 with losses.
The largest loss in 2025 was reported by the state-owned PIN Bank at UAH 63.19 million, compared to a loss of UAH 49.56 million a year earlier. The second-largest loss was recorded by Crystal Bank at UAH 32.78 million, compared to a profit of UAH 9.95 million a year earlier. The third was Ukrainian Capital Bank, which posted a loss of UAH 17.70 million, while its loss in 2024 amounted to UAH 7.28 million.
A new market entrant, PJSC “Transitional Bank ‘UTE Bank’,” which is the legal successor to the insolvent RVS Bank for transferred liabilities, ended 2025 with a loss of UAH 3.34 million.
