In 2025, ten Ukrainian banks earned a combined income of UAH 304.3 billion, 14% higher than the previous year.
This data was published by Opendatabot.
“The top ten banks in Ukraine included in the 2026 Opendatabot Index generated over UAH 304 billion in total revenue. Their combined income increased by 14% compared to the previous year. The composition of the top ten remained unchanged, although some banks shifted positions within the ranking,” the report states.
According to analysts, five state-owned banks generated 67% of the total income (UAH 202.89 billion). The undisputed market leader remains PrivatBank, with income of UAH 122.63 billion—11% more than the previous year. At the same time, the bank’s net profit decreased by 28%, to UAH 29.08 billion.
Traditionally, the second position in the ranking is held by state-owned Oschadbank. Its income in 2025 was UAH 41.68 billion, 13% higher than the previous year. Profit also grew by 12%, reaching UAH 16.63 billion.
The most notable breakthrough of the year was made by private Universal Bank (monobank). Its income increased 1.4 times to UAH 27.2 billion. Thanks to this, the bank rose to third place, surpassing Raiffeisen Bank. Additionally, Universal Bank showed the highest profit growth among the index leaders—2.8 times.
Raiffeisen Bank dropped to fourth place this year. Its income rose by 8% to UAH 23.63 billion. At the same time, the bank’s profit increased 2.5 times to UAH 10.74 billion. Fifth place for the second year in a row is held by PUMB. The bank’s income grew by 23% to UAH 22.6 billion, and its profit doubled to UAH 8.05 billion.
Ukrsibbank has held sixth place in the Index for the third consecutive year. Its income grew by 5% to UAH 16.06 billion, while profit increased 1.4 times to UAH 5.8 billion.
State-owned Ukrgasbank and Ukreximbank occupy seventh and eighth places, respectively. Ukrgasbank increased income by 7% to UAH 13.48 billion, and profit rose 1.7 times to UAH 4.87 billion. Ukreximbank’s income increased by 9% to UAH 13.25 billion, and profit grew 1.6 times to UAH 8.86 billion.
OTP Bank was one of the few to improve its position in the ranking, moving from tenth to ninth place. Its income in 2025 grew by 7% to UAH 11.85 billion, and profit increased 1.3 times to UAH 8.99 billion.
The fifth state-owned bank in the top ten is Sense Bank. Despite a 7% increase in income to UAH 11.85 billion, it dropped one position in the ranking to tenth place. Its profit, however, fell by 16% to UAH 3.2 billion.
Analysts explain that the profit growth in most banks last year was due not only to operational results. According to NBU reports, corporate income tax expenses in 2025 were about 25% of pre-tax profit, while in 2024 this figure was roughly twice as high—around 50%.
